Interest rates, fees and commissions

HSBC Commercial Banking Loans Maximum Interest Rates

0-12 months interest rates

Loan type TRY USD EUR GBP JPY
Discount bills (1) 26% 14.4% 15% 15% 14.4%
In general 26% 14.4% 15% 15% 14.4%
Export loans 26% 14.4% 15% 15% 14.4%
Import loans 26% 14.4% 15% 15% 14.4%
Other investment loans 26% 14.4% 15% 15% 14.4%
Valuable metals loans (Gold bullion loans) 26% - - - -
Loans to Costumers to Purchase Security 26% - - - -
Other loans 42% - - - -
Working capital loans 36% 14.4% 15% 15% 14.4%
Overdraft (2) 1.84% - - - -
Receivables from factoring transactions 26% 14.4% 15% 15% 14.4%
Loans for Nonbank Financial Institutions (Factoring and leasing loans) 26% 14.4% 15% 15% -

(1)Will be advised as discount rate
(2)Overdraft interest rate has been advised as a monthly rate.


12-24 months interest rates

Loan type TRY USD EUR GBP JPY
Discount bills (1) 26% 14.4% 15% 15% 14.4%
In general 26% 14.4% 15% 15% 14.4%
Export loans 26% 14.4% 15% 15% 14.4%
Import loans 26% 14.4% 15% 15% 14.4%
Other investment loans 26% 14.4% 15% 15% 14.4%
Valuable metals loans (Gold bullion loans) 26% - - - -
Loans to Costumers to Purchase Security 26% - - - -
Working capital loans 36% 14.4% 15% 15% -
Loans for Nonbank Financial Institutions (Factoring and leasing loans) 26% 14.4% 15% 15% -

(1)Will be advised as discount rate


24 months interest rates

Loan type TRY USD EUR GBP JPY
Valuable metals loans (Gold bullion loans) 26% - - - -
Loans to Costumers to Purchase Security 26% - - - -
Working capital loans 36% 14.4% 15% 15% -
Loans for Nonbank Financial Institutions (Factoring and leasing loans) - 14.4% 15% 15% -

Current Account Fees

Service Type Cost Amount
Account Opening Fee TRY 10
Account Maintenance Fee (BITT included) TRY 10
Monthly Bank Statement Fee TRY 10
Duplicate Account Maintenance Fee (per page) TRY 2
SWIFT MT940 Fee TRY 75
Communication Fee TRY 10
Account Reconciliation Fee TRY 50
Overdraft account statement fee TRY 10

Fee is received in TRY currency from customer's TRY and FX accounts. Account balance is periodically checked to receive the previous period fee in case of the insufficient balance cases. BITT included into the fee amount.

You are leaving the HSBC Commercial Banking website.

Please be aware that the external site policies will differ from our website terms and conditions and privacy policy. The next site will open in a new browser window or tab.

You are leaving the HSBC CMB website.

Please be aware that the external site policies will differ from our website terms and conditions and privacy policy. The next site will open in a new browser window or tab.