The increasing digitisation of industry plays a vital role in business growth. But it also brings risk.
Cyber-crime targets victims from private individuals to large corporates, through various forms of phishing and illicit installations of malware. The results are lost income, reputational damage, financial loss and ransomed data.
While the majority of criminals have quite basic technical capabilities, attacks are increasingly enabled by sophisticated tools available in the online criminal marketplace. With some criminal groups even industrialising their activities, cyber-crime is evolving and growing fast.
'Ransomware' attacks have grown, leveraging threats to publish data online, or block its use. Targeted fraud is a rising cost for individuals and businesses.
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One of the most common cyber-attacks, phishing operates through emails which are often convincing and appear to come from legitimate senders. These messages entice their targets to click on links or attachments which, in turn, facilitate theft or fraud.
Malicious software is coded with the intention of harming its target. Affecting private and corporate users alike, it can steal information, damage data, hijack website visits and spy on internet activity. Fraudulent redirection of internet banking users is an increasingly frequent form of attack.
Cyber-attacks have increased steadily in recent years. With criminals constantly devising new ways to steal information and money, one of the newest emerging threats is Business Email Compromise, also known as CEO or Chairman Fraud. The most frequent targets of this scam, small and medium-sized businesses can lose huge sums because of one spurious email.
Texts and phone calls can be used maliciously to facilitate theft and fraud. ‘Vishing’ calls try to alarm recipients into making payments or providing important financial information. ‘Smishing’ texts may additionally try to entice their target to click on malicious links, activating trojan viruses which can steal passwords and other high-value data.