Interest rates, fees and commissions

HSBC Commercial Banking Loans Maximum Interest Rates

0-12 months interest rates


Loan type	TRY	USD	EUR	GBP	JPY
Discount bills	75%	18%	18%	18%	18%
Export loans	75%	18%	18%	18%	18%
Import loans	75%	18%	18%	18%	18%
Other investment loans	75%	18%	18%	18%	18%
Other loans	75%	18%	18%	18%	18%
Gold loan	75%	-	-	-	-
Working capital loans	75%	18%	18%	18%	18%
Overdraft	51%	-	-	-	-
Receivables from factoring transactions	75%	18%	18%	18%	18%
Direct Debiting System	75%	-	-	-	-
Loans for Nonbank Financial Institutions	75%	18%	18%	18%	18%

12-24 months interest rates


Loan type	TRY	USD	EUR	GBP	JPY
Discount bills	75%	18%	18%	18%	18%
Export loans	75%	18%	18%	18%	18%
Import loans	75%	18%	18%	18%	18%
Other investment loans	75%	18%	18%	18%	18%
Other loans	75%	18%	18%	18%	18%
Gold loan	75%	-	-	-	-
Working capital loans	75%	18%	18%	18%	18%
Overdraft	-	-	-	-	-
Receivables from factoring transactions	75%	18%	18%	18%	18%
Direct Debiting System	75%	-	-	-	-
Loans for Nonbank Financial Institutions	75%	18%	18%	18%	18%

24 months and beyond interest rates


Loan type	TRY	USD	EUR	GBP	JPY
Discount bills	75%	18%	18%	18%	-
Export loans	75%	18%	18%	18%	-
Import loans	75%	18%	18%	18%	-
Other investment loans	75%	18%	18%	18%	-
Other loans	75%	18%	18%	18%	-
Gold loan	75%	-	-	-	-
Working capital loans	75%	18%	18%	18%	-
Overdraft	-	-	-	-	-
Receivables from factoring transactions	-	-	-	-	-
Direct Debiting System	75%	-	-	-	-
Loans for Nonbank Financial Institutions	-	-	-	-	-

Corporate Cards Interest Rates and Fees

Purchase Interest Rate


	Minimum Price	Maximum Price	Minimum %	Maximum %
Monthly Purchase Interest Rate (TRY)	-	-	-	4.25
Monthly Purchase Interest Rate (USD)	-	-	-	2.98

Cash Advance Interest Rate


	Minimum Price	Maximum Price	Minimum %	Maximum %
Monthly Cash Advance Interest Rate (TRY)	-	-	-	4.25
Monthly Cash Advance Interest Rate (USD)	-	-	-	2.98

Late Payment Interest Rate


	Minimum Price	Maximum Price	Minimum %	Maximum %
Monthly Late Payment Interest Rate (TRY)	-	-	-	4.55
Monthly Late Payment Interest Rate (USD)	-	-	-	3.28

Cash Advance Fee Own Bank


Transaction Type	Channel	Fee/Commission (%)	Minimum Price	Maximum Price	BITT Information
	Own Bank	1.00	-	-	Excluding
	ATM	1.00	-	-	Excluding

Domestic Other Bank


Transaction Type	Channel	Fee/Commission (%)	Minimum Price	Maximum Price	BITT Information
	ATM	1.00	-	-	Excluding

International Other Bank


Transaction Type	Channel	Fee/Commission (%)	Minimum Price	Maximum Price	BITT Information
	ATM	1.00	-	-	Excluding

Fees and Commissions

* The information provided here is purely for informative purposes and can be changed without any prior notification.

** HSBC Commercial Banking Loans Maximum Interest Rates have been updated and reported to the Central Bank of the Republic of Türkiye as of 1 January 2026.